Disability insurance that that covers you and your business
Key person disability
Provides monthly benefits to a business if a key owner or employee becomes disabled, helping cover lost revenue, hiring temporary staff, or keeping the business running during their absence.
Business overhead Disability
Reimburses a business for ongoing operating costs (rent, utilities, and staff salaries) if the owner becomes disabled and can’t work, keeping the business afloat until they recover or transition.
buy-sell disability
Funds a buy-sell agreement between co-owners by providing money to buy out a disabled owner’s share of the business if they can no longer work, ensuring continuity and fairness for all parties.